21 ideas to save money
21 Ideas to Save Money
You want to save money every month to buy more for
buy for yourself and also invest your money wisely
Invest your money wisely so you can become more financially independent.
Find out now how you can save money with these 21 ideas.
can
Cut fixed costs and save money by comparing prices
21 Ideas to Save Money Dozens of us have been paying our
fixed costs every month without constantly checking to see if there's anything we can save. The
possibility is large that also you with various insurance, Handyverträgen
and various charges can still cut something.
To save money, there is still no alternative. It is worth
to always look at a comparison calculator.
Keep a budget book and save a lot of money
Is keeping a budget book boring? Try it out for a few weeks and
You will be amazed at what you waste on unnecessary things. Since I
a budget book, not only do I save a lot of money per month, but I also
I also live decisively.
Since it should make sense to keep a budget book, you should do this every time.
do it. I can only assume luck that there are alternatives, so that I can also
can also automate.
Open a checking account and get money for it
21 Ideas to Save Money: Various banks will give you money for opening a
a new checking account as a bonus. If you deposit a certain amount of
In the beginning, you will get a certain amount of money in the account.
First of all, find out if the bank will also pay you bonuses if you refer
bank account to one of your friends. In this way, the
This way, opening your new current account at the bank will pay off several times.
Buy perpetual calendar
When I buy a new calendar every year, I wonder if the new year is already over.
The new year is over. All the valuable wall calendars that I bought every year
ended up in the trash until recently.
How annoying that is, because a calendar with great large landscape photographs
like to cost 30 to 50 euros. Meanwhile, I buy only perpetual calendars.
This saves me money, and I can thus protect the environment.
Unsubscribe Newsletter
21 Ideas to save Money: When I go into my private mail account to
Check for the latest newsletters; I miss the daily alternative to save money.
To save money. One purchase offer follows the next. There, one can
and that is the purpose of the newsletter.
If you want to save money, you should get rid of the offer newsletters.
separate. No attraction, no distribution.
Cooking instead of delivery service
You save a lot of money when you cook yourself, and you also live healthier.
Some time ago, I started arranging my own food, just like
like my to-do list. Weekly new meal plans are easy to move around
because I always cook in advance in the evening and spread it over two days.
days.
And so, according to my budget, I save myself a lot of money.
Save extra income and immediately transfer it to a
separate account
I couldn't even begin to list the number of times I've saved extra income in the everyday
have sunk. No matter whether it's Christmas money from my grandma or the
tax refund. I would not have needed it, but it was income, which
I had not planned for
If you want to save yourself money every month, why not transfer
extra income truthfully into a daily money account, because you don't want it to get lost in your daily
daily expenses.
Use trial subscriptions for streaming and the like.
Trial subscriptions are often an underrated alternative to saving money. You can
as a new customer with various music streaming services for a free trial month.
test.
Amazon Prime Video can be tested for free on a monthly basis. You can watch
various series and movies as you like. A super-saving tip: Amazon Prime
is free for 6 months for students and trainees!
Spotify, Netflix, and TVNow also offer free trial access.
Sometimes there are even special offers, which you can stream for free for up to 3 months.
stream for up to 3 months.
Check out offers and save money
Not all offers are deals.
For more acquisitions, of course, it's worth comparing prices on the World
Wide Web. A look is enough for the weekly grocery shopping in the
particular leaflet or also in the respective app, such as from
Kaufda.
Since the food for everyday needs for the most part, does not vary greatly,
You can see at a glance which purchase will save you money.
You can save your money.
My tip: Put your saved money into your savings.
Do not go shopping after work
Various studies point out: People who go shopping hungry buy
more.
And what if you could only go shopping after work?
Then eat a banana or a small snack beforehand. This is an easy
alternative to save money in the long run, definitely.
Write a shopping list
21 Ideas to Save Money: I used to go shopping every time without a notepad.
went. Not only were the "I'll go for whatever I feel like" purchases
only high-priced, but these also robbed me of time.
Since I first think about what I need and what I don't need, I save time and money.
I save a lot of money when buying
My tip: Lead first for one month, a household book in each case,
variation. In this way, you can compare, at the end, what you saved for
a lot of money you save.
Save money monthly with the rule
Easy rule, huge effect.
Whenever you want to buy something directly, possibly up to 100 euros, let it
first go through your head, whether you really need it. Will you use this product again and again?
again and again, or will it stand in the cupboard after a few days?
You only need 10 minutes to think about it. I
at least save a lot of money every month. You want to buy something
expensive? Let these 30 days go through your head to see how necessary this purchase is for you.
is for you.
We have Black Friday or Amazon Prime Day, and you have to decide directly for something meaningful?
sensible?
Calculate ahead of time. Days like this always come at the same time.
Think about whether you need a new laptop, a mobile phone or other
various things you need. With offers like Black Friday, you can even buy directly
without a guilty conscience.
Make your own gifts
Whether it's Christmas, Mother's Day, or a birthday, these DIY gifts are all the rage.
in fashion and through Youtube, there are various ideas and visual instructions for
exclusive gifts, which are less quantifiable.
Use cashback and save money when
spending
If you also want to save money every month, you also have to pay money. The
washing machine breaks down or your laptop quits its services.
For expensive purchases, cashback platforms are ideal; for example, if you buy something through one of these platforms,
If you buy something on one of these platforms, you get a part of your money back from the respective
Provider a part of your money back.
Upcycling: Live sustainably and save money
21 ideas to save money Upcycling is a movement that makes sense from various perspectives.
Perspectives make sense. The supply in the western population has led to a
constant, poorer recognition of various products.
At the same time, we spend more money each time because we don't want to bother to replace
to repair something damaged or to use it again. I do not
not to say that you can now walk around with some seams on your jeans and five times
sewn-together socks.
Use your things again, giving them a new property.
to them. This way, you will not only live decisively, but you will easily save your
easily your money.
Change your shower head
The consumption of water when showering is enormous and can likewise be increased with an
Saving showerheads by around 50 percent can be limited.
According to information from the consumer centers, normal shower heads often use
often 10–12 liters per minute. Special use also includes 14 liters. With the mounted
Rain showers can flow likewise 20 liters.
The economical shower head with a flowing water consumption of 9 liters of water per
minute is worthwhile because you can also save your money.
My tip: Whenever you buy a new shower head, make sure that the water consumption is low.
The consumption quantity is written on the package.
Round up amounts and save money every month
Whenever you buy something, round up the amount.
For example, 15.95 is rounded up to 20 euros. Then you can put the
the difference to a call money account, or you can just put it in a savings box.
piggy bank. This is an easy opportunity for you to save your money because
can, because this happens every day and does not fall on
My tip: Various banks also offer automated creation of card payments.
card payments.
Discover frugalism and save money
Frugalism is strikingly similar to minimalism, but the focus here is on
finances. The bottom line for frugalists is to find financial justification
and to save and invest a lot of money with a minimalist lifestyle.
save and invest it.
Economic independence comes when you can live off the saved investment
and the return.
Here you will learn how you can use my 19 tips to save
can save your electricity costs today
There are various light hints with which you can save on energy costs without much work.
without much work. Click here and feel my 19 tips, with which you still today
Start saving energy and money today.
Do your own tax return
Not everyone needs a tax consultant. No matter if you are a worker or
self-employed. If your tax case is not too difficult, you should try to do it on your own.
because you can save a lot of money once a year.
I myself have experienced excellent knowledge with Smart Steuern. At
first time, I found my way around quickly. To all tasks, which you must make
Everything is explained. Various thorough and easy-to-understand help articles
provide you with additional information if needed.
Reduce energy consumption easily
You can easily save money on electricity consumption. Just the classic one:
Unplug the power cord. Many people don't know how much
standby mode consumes annually in electricity
For example, a household with three people pays for the energy consumption for
Standby mode costs about 100 euros a year.
If you already pay attention to such things and still get high electricity bills
electricity bills, it also makes sense to compare your energy tariff.
energy tariff.